California Property Insurance Claims Adjuster
The team at Professional Insurance Evaluations specializes in helping individuals with property insurance claims. If you have a property claim in California and you are not sure that you are getting the most value in your recovery, contact us today to get professional help from a licensed Public Insurance Adjuster in California.
Property insurance provides protection against most risks to property, such as fire, theft, vehicle damage, water and weather damage. This includes specialized forms of insurance such as fire insurance, flood insurance, earthquake insurance, business insurance or boiler insurance.
Property is insured in two main ways – open perils and named perils. Open perils cover all the causes of loss not specifically excluded in the policy. Common exclusions on open peril policies include damage resulting from earthquakes, floods, nuclear incidents, acts of terrorism and war. Named perils require the actual cause of loss to be listed in the policy for insurance to be provided. The more common named perils include such damage causing events as fire, lightning, explosion and theft.
Filing a property insurance claim can be extremely complicated. Professional Insurance Evaluations understands how this works and can help maximize your claim.